FFS man, get rid of that shit TONIGHT.
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I've got most of my stables in the 4BELT pool on Cub - 25% USDT and then the other big three, and some pooled with DEC too.
I've also got some USDC in a Polycat Vault on Polygon. And just some more USDC kicking around on a cold wallet.
If I didn't want to do BSC or polygon DEFI I'd stick SOME in HBD for sure.
This my emergency fund so it's important to have no gambles. My keys - my crypto. This is why I want to avoid any DEFI pools.