The idea of have 3 billion to lose, I just can't wrap my head around that kind of money. Like the most the bank would lend me is like 50K and I'd probably need a co-signer.

I think it'd be great to see something crypto go mainstream, or like crypto light project. I have thoughts simmering in the back of my head that if someone coudl take the idea of hive but make it so it pays out in fiat it'd be amazing.

The closest I've seen is website like Medium where if you pay a monthly subscription fee you can "clap"(essentially upvote) for folks work and then at the end of the month a portion of your fee gets split across everyone you clapped for. But there is such a lack of transparency since it's not know what percentage of the fee is going to author and what's going to the company.