Everyone ought to have a financial buffer, but some just can't keep up with expenses. I consider myself pretty fortunate. We've been lucky when it comes to property and family have helped out when we needed it.
We bought a load of Premium Bonds recently and they are doing pretty well. I had a very few since I was a kid and never won on them. I used to be in some lottery syndicates, but haven't played that in years.
We bought a load of Premium Bonds recently and they are doing pretty well
That might explain why I didn't win last month!
But when I do it's funny that I now get a sense of disappointment if it's only £25 I win!
I imagine a lot of people have had their buffers wiped out over the last couple of years, it sucks playing catch up, we've also got Hive of course, that's a massive buffer for both of us if the worst comes to the worse! Horrible to think of cashing the whole lot out, but it is a potential resource!
I hadn't actually thought of cashing out of Hive, but I suppose that's an option!