Credit Shifu's 5 Tiers of Credit Cards Explained
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I loved this line:
"If you just moved to US, you're basically non-existent. Banks can't give you a Credit Card since you don't have a Credit history."
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I know some friends who very easily built a credit score of high 700s after going abroad as students.
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High 700s getting close to 800 is very good for a college student. Low 700s on the other hand is not worth much.
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Oh, thanks... We don't have this credit system in Libya, (as far as I know since getting a Credit Card at all isn't easy here,) so this was educational.
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These videos can help you get a better idea on how these systems work:
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!CTP
Listening to this makes me realize why we don't have these credit scores: It's very dependent on loaning and interests and that's something Islamic Banks don't do.
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