This is deep and touching. I made sure to read to end before putting my thoughts together even if I was tempted to reach some conclusions somewhere in the middle.

I'm of the school of thought that there's no human being that can claim that he or she has not fallen for some deception. Everyone has been beguiled/received at some point but it's sad what those insurance people did to your parents and others at that time. Is this form of beguiling common in the insurance industry presently?

I think most policyholders are literate and careful to read the terms and conditions carefully before agreeing to them. In the event things go sideways contrary to the terms sold to them, the courts are there to settle this matter.

However, my focus in this piece is on the question of consequences. You say:

When individuals are deceived, often the perpetrators go unpunished.

This may appear so to many people but it's my belief that perpetrators of wrongdoing, whether moral or ethical, always get their just deserts. Simply because we don't see or witness when it happens doesn't mean they have gone scot-free. We will always be accountable for our actions, whether or not we believe they are right or wrong.

I've come to accept that deception and beguiling tactics are part of life. Everyone wants to get ahead of others and so must resort to these tactics hoping it would give them an edge. I too have been swindled many times but I learn from each experience to avoid other ones. I guess that's one reason the advertisement industry is one of the most thriving industries globally. Hehe.

When I listen to music, the lyrics is the important part to me. If the song has nothing meaningful to convey, I don't bother. These artists are fantastic and their lyrics, especially that of The Temptations, are words of wisdom! "Beware of the pat on the back...it just might hold you back". So true!

Your piece is refreshing and enlightening. Thanks so much for sharing. Take care and have a great day. !PIMP