A very insightful post indeed! For me, I like to save then invest my money. I always bring cooked food to work while my friends go outside to eat and in my opinion quite an expensive lifestyle to maintain. They always talk about having material possessions like cars and are anti-crypto, I believe. I want to talk a lot about crypto but they felt uncomfortable having conversations about them.
I want to make sure that I plan my financial future properly instead of having to keep up with someone. I I agree that if you fail to plan, you plan to fail. So if this was quite off-topic. Upvoted!