I think that you are right, that is probably the best way to think if you are a short term investor, and you want to be able to exit the positions quickly.
The case that you mention, could also go the other way, the coin could climb much higher, and you would have both the higher price and the high APR...It al comes down to what coins that you invest in...
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For sure, if the price goes up, we don't even need to think about APR. We're already winning in this case. So, it's better to thing about the right coin to invest in instead.