I've not looked into that too much, but I've heard of people 'retiring' in their 20s! The main issue for most people will be the mortgage and that just gets worse as prices go up. Now we've just about paid ours off I'm looking to put more into the pension pot, but it would be better if I'd started that much earlier. I'm really not sure when I'll be able to retire, but I'm starting to feel like I'd prefer to go part-time. Maybe Hive will help with that eventually.