So, our frugal consumer can retire 10 years earlier than our average consumer based on the current median income!

It’s quite eye-opening to see the significant difference that frugal living can make on one's retirement timeline. The illustration you provided highlights the silent power of conscious, deliberate consumption and saving.

Living below one's means, while often challenging, seems to offer a greater degree of financial freedom and options later in life. It is essential, though, to consider the quality of life and personal satisfaction in the years leading to retirement, ensuring that the pursuit of frugality doesn’t lead to a life devoid of enjoyment and fulfillment.