The bank can do nothing if it does not keep up with the crypto world. Crypto is now beating them. They need to adjust according to today's situation. They are not always the ones to follow and they can turn people's minds to the point of getting into debt. Everything will be fair now, however, we still need fiat for goods in our own countries.
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Banks are already making their moves and pretty much with the stable coins. They really risk nothing this way but become the system in which can now inject money into crypto in the form of USDC. Instead of printing money they could just "credit it" must lower cost, easier to track everything and easy to track where they money is going compared to paper money. Trust me they are smart they know what they are doing lol