The thing you also have to remember is the interest rate can change at a moment due to demands so it can go back down with any crypto. that being saided it one of the better saving options i can find as most long term savers offer between 2-9% for most cryptos so i do believe HBD saving is an unique saving goal to say the least
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It might not stay at that level forever but while it is I'm going to take full advantage.
Most of the stables that i have seen are less than 6% so this is a great opportunity to save while the going is good.
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