I actually see it the other way around to me it looks like smaller Bitcoin holders for example are fine because their interest payments are so small compared to the amount generated by the platform that it’s fine and it encourages long term lock up for smaller holders because moving on-chain again would cost you
The reason larger holders get a smaller fee is because they more often then not short term Parker’s of capital! Most of the 1 BTC plus crowd are locking their capital in to get dollars to buy Bitcoin for example abs trade it take the spread and cash out again
All I see is locking more Bitcoin up to trade Bitcoin which is positive! There’s also a growing interest in the Cantango trade so to me it’s actually a bullish thing!