Some interesting points there bro.
It would be interesting to see some data showing the impact the increase to 20% has had on the blockchain so far.
Whether by new investments, increase in the number of new or active Hivers or any other impact.
Even if there's little data, we can safely assume that locking up more value in Hive through HBD would mean that the Hive economy has become more stable.
!LUV !PIZZA
@bearmol, @rarej(2/3) sent you LUV. 
wallet | market | tools | discord | community | daily
Is that because HBD itself tends to not fluctuate in price/value to the extent that Hive does?
yes, that as well. But the main thing is that the more value stays in the Hive system the more Hive keeps it's worth, instead of going up and down with the market.
!BEER