Automating savings is probably the best tip on this list. If the money stays in your account, you're going to spend it. Setting up a SIP or an automatic transfer takes the discipline part out of the equation because it happens before you even see the cash.
That's is absolutely correct. Until we don't automate our savings it's just going to finish in some or the other stuff. I learned this lesson hard way and better we get organised with our finances the better it gets for us in long run. Cheers
Regardless of the scenario, education is always the surest path to growth in any field.
Automating the process is a good thing to do, but you need to be very financially organized to be able to do it. Otherwise, the plan can turn into an ineffective snowball.