Actually, it's good thing that they don't have the money... The more money you risk, the more you'll be restricted. For each ambitious AAA that title flops, some people will lose their job.

You'll need a crazy person to risk the company/investors funds doing something totally new. It might succeed and be a huge hit, but if it fails, say goodbye to investors for the next few years.

Well, a good type of crazy, but still crazy...