I would agree with you completely in normal market conditions. Where we are right now though we are either past or near the tipping point where radical change is needed because we have no time for simply adjusting.
Also we deal with the DHF neither as a business nor as investments, we deal with the DHF as... Well we don't deal, half a dozen people control the DHF, "we" have no control over it.
We are an oligarchy. We would need hardfork-levels of coordination to fund something or to raise the return proposal if we try to do it without the top holders approval.