And the thing is that these are a massive increase on a few years ago when you were getting zero on savings.
The country is full of money at the moment and banks don't want more savings. The want people borrowing and generating profits for them.
6% isn't too bad, at least you will see some returns.
We had one scheme growing up when the government was short of money and you got £1 for every £4 saved in their scheme if you locked it in for three years tax free. Max £100 a week but i remember my dad did it for all four of us in the house and got a big payment on the return.
Could do with one of those again.