Consistency is indeed the key factor to success on Hive and also in other aspects of life.
I don't mind the extra money, but I am not here for that.
Just like you we do have crypto, bonds and stocks. My wife takes care of the more safe stuff, I am responsible for the more risky investments, aka crypto. I have pull out everything we did put into it 3 fold. But aren't buying anymore. I do extract from time to time when we go on a holiday to have some extra funds to enjoy it to the max.