Hello dear friend @shanghaipreneur.

True peer financing is the present and the future of Finance.

The intermediaries in the current financial system charge exorbitant fees for the simple fact of being custodians and money routers.
With DeFi this would end because a financial system without permission means that anyone can participate in the system. Unlike the current financial system, where creditworthiness is a requirement to determine if a person has access to financial services.

All best, Piotr.